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Chase Air Canada Aeroplan credit card review – Forbes Advisor

Aeroplan® Credit Card vs Citi® Double Cash Card

The Citi® Double Cash card earns 2% cash back on all purchases: 1% when purchases are made and an additional 1% when they are refunded. This simple, no-frills approach to earning rewards has made Double Cash with no annual fee a benchmark for rewards cards in the industry.

While not the only 2% cash back card, it was one of the first. It offers few additional perks (a handful of convenient perks), but it does offer something else the Chase Aeroplan card doesn’t: an introductory 0% APR on balance transfers for 18 months. . After that, the standard variable APR will be 13.99% to 23.99%, depending on creditworthiness. There is also an introductory balance transfer fee of $ 5 or 3% of the amount of each transfer, whichever is greater, made within the first 4 months of opening the account. After that, the fee will be 5% of each transfer (minimum $ 5).

The Chase Aeroplan card does not offer low APR introductory periods, but is notably a different beast than a 2% cash back card. For this reason, we don’t recommend choosing between two cards like these, we suggest choosing to combine them and take advantage of each for what it’s designed for: solid air rewards where you can earn them. and a lump sum cash back on everything else.

Aeroplan® Credit Card vs. United℠ Explorer Card

The United℠ Explorer Card, also issued by Chase, charges an introductory $ 0 for the first year, then an annual fee of $ 95 and offers a similar set of benefits, though all tied to flying United instead of Air. Canada.

The United Explorer Card earns 2 miles per dollar on meals, including qualifying delivery services, hotel stays and United purchases and 1 mile per dollar on all other qualifying purchases. Miles for miles rewards much better with the Aeroplan® credit card

As for the benefits, the first free bag and the various insurance and travel coverages with these two cards are similar, although the airline-related rewards with each card are for different airlines. While the Chase Aeroplan card also includes a NEXUS application fee reimbursement option, the United Explorer card offers a similar statement reimbursement credit of $ 100 for TSA PreCheck or Global Entry.

The United℠ Explorer Card lists the added benefits of extended warranty and purchase protection, but these cards are a good match for the benefits. Which card fits every consumer’s airline preference, but if the airline you fly with the most regularly wasn’t an issue, the Aeroplan® credit card would likely be a more rewarding card for most.

Aeroplan® Credit Card vs. Chase Sapphire Preferred® Card

An unco-branded travel card with solid reward potential and a similar annual fee of $ 95, the Chase Sapphire Preferred® card earns points eligible for 1: 1 point transfer to the Aeroplan rewards program through Chase Ultimate. Rewards.

Chase Sapphire Preferred® Card earns 5 points per dollar spent on travel purchased through Chase Ultimate Rewards, 2 points per dollar spent on other travel purchases, 3 points per dollar spent on meals, online grocery purchases and streaming services plus 1 point per dollar spent on all other qualifying purchases. Cardholders also earn bonus points on each account anniversary equal to 10% of the total purchases made in the previous year.

Points earned with the Chase Sapphire Preferred® Card are worth one cent each when redeemed for cash back, but are worth an additional 25% value when redeemed for travel through Chase Ultimate Rewards, in addition to the possibility of transferring to partners like Air Canada Aeroplan and United.

The Chase Sapphire Preferred® card also offers many of the same travel protections as the Aeroplan® credit card, as well as purchase protection and an extended warranty. While some Aeroplan® credit card details may be missing like the $ 100 TSA PreCheck, NEXUS, or Global Entry refund credit, the carbon offset benefit, or the specific Air Canada benefits, the Chase Ultimate Rewards program makes the rewards of considerable value. bit. Which card is right for you will be up to you – check your spending habits and rewards budgets and determine which perks you’ll use the most.