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Visa Choice Privileges signature card review – Forbes Advisor

Earn rewards

The Signature Visa Choice Privileges card comes with a welcome offer of 32,000 bonus points after spending $ 1,000 on purchases within the first 90 days of account opening. He also earns rewards at the following rate:

  • 5 points per dollar spent at eligible Choice hotels, including purchase of Choice Privileges® points and purchases of Choice Hotels gift cards. Earn 2 points per dollar spent on all other qualifying purchases
  • Earn 8,000 additional Choice points each year when you spend $ 10,000

The card also has automatic Gold Elite status. As Gold Elite members can enjoy Gold Elite Benefits such as 10% Elite Bonus Points for stays, early check-in and late check-out, a welcome gift and more.

Redeem rewards

Choice has a huge footprint spread all over the world and, as a result, plenty of opportunities to redeem your Choice points.

Free Nights start at 8,000 Choice Points per night and increase from there. Choice does not publish a rewards table, and seasonal pricing will cause the point price to fluctuate somewhat, but properties will almost never cost more than 35,000 Choice Points. Preferred Hotels and Resorts is the exception where rooms can cost up to 55,000 Choice Points per night.

Choice points are useful for visits to the national park. Often times you won’t find many hotel options near national parks and the few that you can find can cost a small fortune during peak season. Choice hotel has a strong presence near many of these dispersed destinations in the United States.

A night in Springdale, UT, the gateway to Zion National Park, costs over $ 230 a night at this Quality Inn and Suites. Or you can use 20,000 Choice Points to reserve that same room.

Premium hotels outside of the United States can be downright luxurious and their reimbursements extremely reasonable. Another great way to maximize Choice Points is to redeem them for stays in international destinations, especially Scandinavia.

At Six, member of Ascend Hotel Collection, located in the heart of Stockholm, Sweden, is packed with old world charm and modern comforts and amenities. The hotel can range from $ 200 to over $ 300 a night. Or instead, you can use 20,000 Choice Points per night.

Choice points can also be redeemed for gift cards. Using your Choice points for gift cards will not result in the type of value you can get when redeeming for nights. If you can’t use your Choice Points, this may be a viable option.

Reward potential

Forbes Advisor provides data from various government agencies to calculate and determine basic income and average spending in certain categories of consumer credit cards. The 70th percentile of salaried households earn $ 100,172 per year and can reasonably charge credit cards $ 26,410 each year.

Forbes Advisor estimates that the average consumer will spend $ 683 per year on hotel stays. Members spending this total amount at eligible Choice properties and using the Signature Visa Choice Privileges card to pay will earn 3,415 Choice points using the Choice Visa card.

Other expenses that can be billed to a credit card add an additional $ 25,727 to annual expenses and would earn 51,454 Choice points, for a total of 54,869 Choice points earned each year in addition to the first year welcome bonus.